If you were referred by a friend, apply here.
*The Refer a Friend program through The First National Bank in Sioux Falls (FNBSF) is open to any current consumer customer 18 years of age or older who refers a new customer to open an FNBSF consumer checking account (Personal Checking, Student Checking, Kasasa Cash Back, or Kasasa Cash). New referred customers must also be 18 years of age or older. Employees of FNBSF and their immediate family members are not eligible to participate in the Refer a Friend program. New checking accounts are subject to approval by FNBSF. There is a $100 minimum opening deposit requirement for Personal Checking, Kasasa Cash Back, and Kasasa Cash and a $50 minimum opening deposit requirement for Student Checking accounts. FNBSF will credit $100 to the accounts of both the referring and referred customers if the referred customer opens a new FNBSF consumer checking account, keeps the checking account open for a minimum of 60 days in good standing, and signs up to receive eStatements and disclosures. In addition, the referred customer must also make 12 debit card purchases or complete one or more direct deposit or ACH credit of $500 or more into the account within the first 60 days of account opening. To receive payment, the referring customer’s consumer checking account must be open and in good standing until the referred customer meets the above criteria. The $100 Refer a Friend bonus will be credited to both the referring and referred customer’s consumer checking account within 14 business days after the account has been open 60 days and the requirements have been met. By participating in this program, both the referring and the referred customers will be aware that the other is a customer of FNBSF and authorize sharing of this information. FNBSF will not share the information with any outside parties for any purpose. This program may not be combined with any other offer and may be modified or canceled at any time without notice to either party. The Refer a Friend program is valid for new consumer checking accounts only. Customers with an existing FNBSF consumer checking account are not eligible to be the referred customer. The $100 Refer a Friend bonus will be reported on IRS Form 1099 MISC if you are paid more than $600 in a calendar year. This offer is valid from January 13, 2025, to January 31, 2025.
