Savings Account Options
Apply for An AccountDo you want to set aside money for that future vacation, vehicle, house, or other big purchase? Perhaps you want to tuck away funds for a rainy day. No matter your savings goals, an FNB savings account gives you options to grow your money.
Already have a savings account with another bank or credit union? We make it easier than ever to switch your automatic payments and direct deposits from your previous account to FNB. Whether you’ve trusted us with your banking needs for years or you’re beginning a new banking relationship with us, we’re excited to provide you with a seamless switching experience. Ask us about it!
Savings Account Options
Regular |
SavingsFirst |
First Platinum |
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| Choose If | You want a basic account to save money and build your balance. | You keep a higher balance and want to grow your savings. | You want to maximize interest on your high savings balance. |
| Opening Deposit & Minimum Balance | No minimum** | $5,000* | $25,000 |
| Earns Interest | Yes* | Yes* | Yes |
| Interest Compounded & Credited | Monthly | Quarterly | Quarterly |
| Monthly Service Charge | $5 (waived if criteria are met)** | No | No |
| Transaction Limits | None | None | None |
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**Service charge applies if balance falls below $300 any day of the month. Waived for customers under 26 years of age. This charge will also be waived every month if a recurring automatic internal transfer(s) totaling at least $25.00 is established and conducted each month from a personal checking account at The First National Bank in Sioux Falls. This service charge will not be waived and the service charge will be imposed if the transfer(s) is cancelled or does not occur during each month.
Certificate of Deposit Accounts (CDs)
Investing part of your savings in a Certificate of Deposit account (CD) with negotiable rates is a safe and effective way to reach your short- and long-term money goals.
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*You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield.
**Service charge applies if balance falls below $300 any day of the month. Waived for customers under 26 years of age. This charge will also be waived every month if a recurring automatic internal transfer(s) totaling at least $25.00 is established and conducted each month from a personal checking account at The First National Bank in Sioux Falls. This service charge will not be waived and the service charge will be imposed if the transfer(s) is cancelled or does not occur during each month.