Whether it’s a new car, vacation, home improvement, or debt consolidation, we will work with you to find the loan that fits your needs. Contact us to get started or apply online today.
Home Equity Line of Credit (HELOC)
Secured by the equity in your primary residence, this revolving line of credit makes money available when you need it.
Use your credit when you decide.
Competitive, variable interest rates.
Interest-only payments with payment flexibility.
Interest may be tax deductible.*
Apply NowHome Equity Loan
Great for one-time financing needs, this loan allows you to use the equity in your home as collateral for a loan to use as you wish.
Fixed interest rate.
Fixed term and other term options.
Set monthly payments and no prepayment penalty.
Interest may be tax deductible.*
Apply NowAuto & Recreational Vehicle
A variety of terms and competitive rates available.
Loan amounts start at $3,000.
New or pre-owned vehicles.
Qualify for a 0.25% rate discount with automatic payments from one of our checking or savings accounts.
Apply NowUnsecured Personal Loans
Best for your one-time financing needs.
Loan amounts start at $3,000.
Fixed interest rate and fixed monthly payments.
No collateral required.
Apply NowPersonal Lines of Credit
Get fast, easy access to credit when you need it with this revolving line of credit.
Secured or unsecured loan amounts start at $10,000.
Interest-only payment option with payment flexibility.
No collateral necessary if unsecured.
Qualify for a 0.25% rate discount with automatic payments from one of our checking or savings accounts.
Apply NowOverdraft Lines of Credit — First Reserve
A lower-cost alternative to paying overdraft charges.
A First National Bank checking account is required.
Links directly to your First National Bank checking account.
Transfers money automatically.**
Contact to Learn More*Consult your tax advisor.
**Transfer fee applies.
The First National Bank in Sioux Falls is an Equal Housing Lender. Our lending area is within a 50-mile radius of Sioux Falls, South Dakota.
Calculate Your Loan Payment
Get an idea of what your loan payment could be when you access our loan payment calculator.
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Contact Us*Consult your tax advisor.
**Transfer fee applies.
The First National Bank in Sioux Falls is an Equal Housing Lender. Our lending area is within a 50-mile radius of Sioux Falls, South Dakota.