More ways to save

CDs and IRAs

Want your money to do more? Watch your savings grow in a certificate of deposit (CD) with negotiable rates, or in an individual retirement account (IRA) through First National Bank. Reach out to learn more!

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Certificate of Deposit (CD)

CDs are safe and secure, making them an ideal investment for those who want a higher yield with lower risk. Renewable CDs offer a guaranteed interest rate and the flexibility to choose a term that meets your investment needs.

To learn about our negotiable rates, contact our Personal Banking team.

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Certificate of Deposit (CD)

Spring CD Special

Spring has sprung, and what better time to grow your money with a local bank that you can trust? To kickstart growing season, we’re offering two special CD rates. Combine that with our 140-year commitment to serving our communities and you’ll experience how we build successful relationships that last decades. For more information, reach out to a banker or stop by one our 18 convenient locations.

CD Special #1

8-month term

3.73% APY*

Minimum Deposit: $5,000

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*Annual Percentage Yield accurate as of 04/10/2025. An early withdrawal penalty and other restrictions may apply. Offer not valid on public funds. CD is automatically renewed for an 8-month term. This offer expires 05/16/25.

CD Special #2

15-month term

3.42% APY*

Minimum Deposit: $5,000

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*Annual Percentage Yield accurate as of 04/10/2025. An early withdrawal penalty and other restrictions may apply. Offer not valid on public funds. CD is automatically renewed for a 15-month term. This offer expires 05/16/25.

Individual Retirement Account (IRA)

Saving for tomorrow is essential for financial security. You can receive tax incentives and grow your retirement income with an IRA, helping you to meet your financial goals.

Learn more about our IRA options:

Individual Retirement Account (IRA)