Mastercard® Credit Cards
Build, maintain, or improve your credit with every purchase when you qualify for one of our Mastercard® consumer credit cards. Enjoy low APRs, exclusive benefits, and travel rewards with each swipe. Explore our credit card options below, and apply for the card that fits your spending lifestyle.
Apply for a CardMastercard® Platinum
Ideal for customers with no credit history or for customers wanting to build their credit
Low introductory APR offer
No annual fee
Terms and Conditions Apply NowMastercard® Platinum Rewards
Ideal for customers who want to earn cash back for their purchases
1% cash back for every $1 spent1
Additional $50 bonus cash back for $1,000 spent in first 90 days2
Terms and Conditions Apply NowMastercard® World
Ideal for customers who want to be rewarded for travel and dining purchases
$500 bonus cash back after spending $5,000 in the first 90 days2
3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back for all other purchases3
Terms and Conditions Apply NowLocal Customer Service
In most cases, our local customer service team can assist you with whatever questions may come up as you use your Mastercard® credit card, including:
- How do I pay my credit card bill?
- I lost my credit card; now what?
- Why was I charged this fee?
- I suspect fraud on my card; what are my options?
All credit cards are subject to credit approval. Ask for details.
Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
1For details on Rewards Program, please visit: https://fnbsf.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
3We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.