Make your finances simple, convenient, and secure.
Discover the checking account that's best for you.
Start saving today and watch your money grow.
Find a loan that helps you realize your dreams.
Buy or build your dream home.
Take the first step.
We'll guide you.
Get more value from your home.
We're dedicated to creating a culture to know and serve our clients with flexibility and personal service.
Success starts with strong relationships. The better we understand you, the better we understand your goals.
Our tailored solutions help individuals and organizations sustain today and plan for the future.
Our knowledgeable team produces a variety of educational resources for an enhanced learning experience.
A podcast that helps you do more with your money.
Discover what our unique approach to business banking brings to the table.
We have the experience, knowledge, and relationships needed to help you achieve your goals.
Help your business grow and be more secure with good treasury management practices.
Access articles, demo videos, and more for an enhanced learning experience.
We work diligently to promote the growth and vitality of our communities.
We pride ourselves on being a family owned, local business.
We're proud to support our local communities.
Visit one of our 18 branches.
Personal Banking
Great news: you can now come into any of our branches and walk out with a debit card on the same day!
Whether money is tight, you’re saving up for a big purchase, or you just want to keep track of your finances, budgeting is an essential skill when it comes to money management.
Tell us about your background: where you grew up, where you went to school, industry experience, your family, and volunteer work. I was born in Watertown, SD.
Ready for something new? We are too. That’s why we’re excited about our new debit card designs! We’ve updated the designs for all of our Community Cards, as well as our business and consumer debit cards.
When Linnea Janssen first started working at Farmers State Bank in Flandreau in 1977, she could never make plans to celebrate New Year’s Eve.
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