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Corn growing in a drought-ridden field.

Insuring Your Success – June 2021

First on the Farm Newsletter June 2021

Drought…. What a difference a year or two can make. It seems like most every newsletter article I have written has centered on rain and the excess moisture we’ve experienced in a wide area for the last number of years....

Nick Ratzloff, wealth advisor at The First National Bank in Sioux Falls.

FNB Family Friday: Nick Ratzloff

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I was born and raised in Sioux Falls. After high school, I attended the University of Sioux Falls, where...

Tractor pulling a planter in a field.

An optimistic look at 2021

First on the Farm Newsletter

It’s hard to believe that we’ve been publishing our First on the Farm newsletter for four years now. I must admit that it feels as though we’ve been on a bit of a roller coaster ride. From depressed commodity markets,...

A group of farmers attending the Farmers 'N Bankers program.

Farmers 'N Bankers program updates

First on the Farm Newsletter

We were excited to get Class III started back in April of 2020, but the COVID-19 pandemic threw a wrench in those plans. Session 1 was postponed until July, and we followed that up with Session 2 in August. Class...

A laptop with markets on the screen.

Investing in a low interest rate environment

“More money has been lost reaching for yield than at the point of a gun.” – Raymond DeVoe Jr. Why are interest rates low? One of the most common questions we receive comes from savers, investors, and business owners who...

A phone screen with a bank account alert on it.

New alert system

When it comes to your money, you should never miss a moment. That’s why we’ve been working hard to bring you a new and improved alerts system. Now, you can receive updates about your account activity however you choose: Text*...

A red graduation cap.

Meet our 2021 scholarship winners

Our scholarship competition is one of the things we look forward to most each year. Once again, we awarded five $1,000 scholarships to local high school seniors. The application process involved creating a video telling us what they would do...

A little girl stacking coins.

How to teach your kids about money

Common Cents on the Prairie™

What’s your first memory about money? Was it a time when your parents told you that you couldn’t buy a certain toy? Or maybe you remember getting a weekly allowance and spending it on soda and candy. No matter what...

Graphic of a person watering money plants.

Financial literacy tips

Are you making smart decisions with your money? You work hard for it, and you want to make sure you’re doing the right thing. April was financial literacy month, and we’ve created some trivia about good financial practices. Test your...

Carrie Reider, wealth management associate team leader at The First National Bank in Sioux Falls.

FNB Family Friday: Carrie Reider

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I grew up south of Flandreau and graduated from Flandreau High School. I now live there with my husband,...

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