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The team at Reflection Detail in Sioux Falls.

Detailer’s dream comes true

For most people, cleaning a vehicle probably doesn’t extend much beyond vacuuming, wiping down the surfaces, and a wash. But, Patrick Golay isn’t most people. He and his team at Reflection Detail give whatever drives into their shop a complete...

A college student sitting in the grass while on their phone.

Banking in college

When you go to college, a lot of things change. You’ll find yourself searching for classes, making new friends, and trying to remember where you parked your car. One thing you shouldn’t have to worry about is finding a new...

A house in Sioux Falls, SD.

Should I buy a home right now?

Common Cents on the Prairie™

Whether you’re trying to buy your first home or you’re ready to upgrade, the housing market is hot. Homes are selling for tens of thousands of dollars over asking price, inspections are being waived, contingencies dropped, and some homes are...

A newly remodeled kitchen.

How to make upgrades to your home make financial sense

Marit and Charlie Moberg started their search for a home in Sioux Falls in 2016. It eventually led them to a 1954 Rambler home. When Marit first stepped foot inside, she said, “Well, not this house. This is so bad.”...

A hand holding a bitcoin, and a phone in the background showing markets.

What you should know about the market, low interest rates, and cryptocurrencies

Common Cents on the Prairie™

When you watch the news, read the headlines, or scroll social media, anything related to the financial sector can seem like an absolute rollercoaster. From low interest rates, volatility in the stock market, or even the current housing market, people...

A group of First National Bank teammates.

Ready for a change? Join our team!

Are you or someone you know looking to make a career switch? Well, look no further than right here! Whether you’ve worked in your current position for years or you’re a new grad entering the job market, First National Bank...

A person handing papers and a pen across a desk.

Do I have the wrong type of life insurance?

Common Cents on the Prairie™

No one wants to think about dying. Of course, it’s a genuine concern. That’s why life insurance is one of the most important financial decisions we can make, but it’s also one of the most misunderstood. There’s lots of jargon...

Corn growing in a drought-ridden field.

Insuring Your Success – June 2021

First on the Farm Newsletter June 2021

Drought…. What a difference a year or two can make. It seems like most every newsletter article I have written has centered on rain and the excess moisture we’ve experienced in a wide area for the last number of years....

Nick Ratzloff, wealth advisor at The First National Bank in Sioux Falls.

FNB Family Friday: Nick Ratzloff

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I was born and raised in Sioux Falls. After high school, I attended the University of Sioux Falls, where...

Tractor pulling a planter in a field.

An optimistic look at 2021

First on the Farm Newsletter

It’s hard to believe that we’ve been publishing our First on the Farm newsletter for four years now. I must admit that it feels as though we’ve been on a bit of a roller coaster ride. From depressed commodity markets,...

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