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A hand holding a bitcoin, and a phone in the background showing markets.

What you should know about the market, low interest rates, and cryptocurrencies

Common Cents on the Prairie™

When you watch the news, read the headlines, or scroll social media, anything related to the financial sector can seem like an absolute rollercoaster. From low interest rates, volatility in the stock market, or even the current housing market, people...
A person handing papers and a pen across a desk.

Do I have the wrong type of life insurance?

Common Cents on the Prairie™

No one wants to think about dying. Of course, it’s a genuine concern. That’s why life insurance is one of the most important financial decisions we can make, but it’s also one of the most misunderstood. There’s lots of jargon...
Nick Ratzloff, wealth advisor at The First National Bank in Sioux Falls.

FNB Family Friday: Nick Ratzloff

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I was born and raised in Sioux Falls. After high school, I attended the University of Sioux Falls, where...
A laptop with markets on the screen.

Investing in a low interest rate environment

“More money has been lost reaching for yield than at the point of a gun.” – Raymond DeVoe Jr. Why are interest rates low? One of the most common questions we receive comes from savers, investors, and business owners who...
A little girl stacking coins.

How to teach your kids about money

Common Cents on the Prairie™

What’s your first memory about money? Was it a time when your parents told you that you couldn’t buy a certain toy? Or maybe you remember getting a weekly allowance and spending it on soda and candy. No matter what...
Graphic of a person watering money plants.

Financial literacy tips

Are you making smart decisions with your money? You work hard for it, and you want to make sure you’re doing the right thing. April was financial literacy month, and we’ve created some trivia about good financial practices. Test your...
Carrie Reider, wealth management associate team leader at The First National Bank in Sioux Falls.

FNB Family Friday: Carrie Reider

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I grew up south of Flandreau and graduated from Flandreau High School. I now live there with my husband,...
Adam Cox, host of the Common Cents on the Prairie podcast.

8 steps to managing your money better

Common Cents on the Prairie™

When it comes to budgeting, investing, and saving, there’s a lot to think about, and not a lot of direction about where you should start. We at First National Wealth Management have created a plan that will work for anyone,...
Chief Wealth Management Officer Adam Cox meeting with a client.

What do financial advisors and this HGTV personality have in common?

Common Cents on the Prairie™

IRAs, 401(k)s, retirement, investments, stocks, mutual funds…it’s a lot to figure out. That’s why it’s so important to work with a financial advisor who will help you understand it all and who will always put your interests first. That’s how...
A wealth advisor meeting with a client.

Want to build wealth? Make these small changes for big results

We’re three months into 2021, and the New Year’s resolution makers are looking a little less excited and ambitious about reaching their goals. Why is that? The reality is, most resolutions don’t work out because we bite off more than...
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