Welcome to Common Cents on the Prairie
We started our podcast with one goal — to help you do more with your money, regardless of your financial situation.
Whether you’re a young professional just getting started or a long-time business owner looking to retire, we’re here to help you simplify the sometimes complex topic of money. Stream all episodes below or wherever you access podcasts!
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S1 E10
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November 12, 2020 •
16 Mins Is Value Investing Broken?
The FAANG stocks (Facebook, Apple, Amazon, Netflix, and Google) have been leading the stock market after COVID-19. While they might seem like a sure thing, Adam and guest Matt Adamson discuss how you should view them over the long term.
S1 E9
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October 9, 2020 •
14 Mins 8 Steps to Managing Your Money Better
Budgeting, investing, and saving can be a lot to think about, especially when you have no clue how to get started.
S1 E8
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September 2, 2020 •
21 Mins Small Business Success with Jodi Schwan
We love seeing entrepreneurs' dreams come true and being a part of their journeys. Adam sits down with Jodi Schwan, founder and owner of SiouxFalls.Business, to discuss money habits, investing, and the success of her small business.
S1 E7
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August 6, 2020 •
22 Mins Estate Planning 101
Adam and FNB's Legal Manager, Joe Dylla, break down the basics of estate planning. Learn to navigate your way through wills, trusts, and powers of attorney so you can prevent some possible family feuds in the future.
S1 E6
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July 7, 2020 •
12 Mins Warren Buffett’s Billion-Dollar Secrets
Each year, reporters ask Warren Buffett the same question: How should we be investing our money? The response might surprise you. Adam breaks it down and offers practices you can use in your own investing!
S1 E5
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May 22, 2020 •
12 Mins So, You Want To Be A Millionaire?
So, you want to be a millionaire, huh? Well, lucky for you, Adam is breaking down how you can save $1 million by the time you’re 65. Whether you’re in your 20s, 30s, or 40s, learn how much you need to save each month and what you’ll need to do to reach that goal!
S1 E4
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April 22, 2020 •
15 Mins Money and Marriage
You’ve probably heard that money is the number one cause of divorce. On this episode Adam and his wife, Diane, discuss this topic and offer some steps you can take to manage money in your marriage.
S1 E3
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March 3, 2020 •
12 Mins 7 Ways to Accomplish Your Financial Resolutions
Was your New Year’s resolution to get in better financial shape for 2020? If you’re like 80% of resolution-makers, you’ve probably abandoned that resolution. Adam has seven steps you can take to get back on track.
S1 E2
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February 5, 2020 •
6 Mins Putting Yourself First
Adam talks about why you should prioritize saving for your retirement over paying for your kids’ college. Doesn’t sound right, does it? Learn why you should be investing in yourself before worrying about others (your kids).
S1 E1
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January 9, 2020 •
10 Mins Keeping Up With The Joneses
Have you ever heard the expression, “Keeping up with the Joneses?” In our first episode of Common Cents on the Prairie, Chief Wealth Management Officer Adam Cox, dives into who the Joneses are and talks about some facts that just may surprise you.
S2 E10
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September 9, 2021 •
23 Mins How We Money: Money and Marriage Pt. 2
Ever wonder how other people handle their money? Us, too! We’re launching a new series on Common Cents on the Prairie called, “How We Money.” We’ll explore how other people deal with their personal finances, set goals, what they struggle with, and what they’ve gotten right. This first episode, we dive into a financial Q&A […]
S2 E9
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August 9, 2021 •
42 Mins How Your Behavior Impacts Your Investing
So, you’re just getting into the finance game. You do your own trading on your apps. You’re always watching the markets, looking for the next big thing. It might seem like you’ve found a way to make your own money, with no need for paying an advisor. But when it comes to maximizing your returns, […]
S2 E8
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July 13, 2021 •
24 Mins Should I Buy A Home Right Now?
Waiving inspections? Paying with cash? Offering way more than asking price? The housing market is getting crazier by the day. So if you’re thinking about buying a home right now, there are a few things to consider. In this episode, Adam is joined by FNBSF Mortgage Manager, Ryan Dean, and Danielle Konechne, a broker with […]
S2 E7
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June 7, 2021 •
50 Mins How to Become the Best Investor
Cryptocurrencies? Meme investing? Gambling? A lot has changed over the last year, making it even more confusing on what investors should do. Adam and Paul Lehman, Head of Bank Trust Group at Dimensional Fund Advisors, talk about how you can best navigate through all the noise.
S2 E6
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May 19, 2021 •
37 Mins Do I Have the Wrong Type of Life Insurance?
Life insurance is one of the most important decisions we can make financially, but it can be hard to understand. Adam is joined by Jeff Zander, CEO of Zander Insurance (the only insurance company recommended by Dave Ramsey), to discuss the differences between cash value and term life insurance, and also how you can pick […]
S2 E5
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April 14, 2021 •
43 Mins Kids and Money
Have you talked to your kids about money? If you haven’t yet, you’ll love this episode. If you have, we probably have some new tips for you. Adam is joined by Nathan Dungan, Founder and President of Save Share Spend, a firm with a mission of helping families develop healthy money habits. Together they’re discussing […]
S2 E4
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March 12, 2021 •
42 Mins Not All Financial Advisors Are Created Equal
When you're choosing the person in charge of your finances, you'll want to make sure you ask the right questions.
S2 E3
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February 16, 2021 •
23 Mins Small Changes, Big Results
In this episode, Adam and FNB's Wealth Advisory Manager, Don Rahn, talk about effective money goals that can actually help make a difference this year.
S2 E2
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January 13, 2021 •
34 Mins The Psychology of Money
Is personal finance more personal than finance? In this episode, learn more about the behavioral side of money as Adam chats with Morgan Housel, the author of "The Psychology of Money."
S2 E1
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December 9, 2020 •
30 Mins Financial Therapy
Dive into a financial therapy session and learn how to understand your money better. This episode, Adam is joined by financial therapist Derek Hagen talk financial health, behavior, and money mindfulness.
S3 E10
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June 9, 2022 •
42 Mins Raising Financially Successful Kids
When it comes to kids and money, you can’t count on a high school personal finance class to teach them everything they need to know. Hear from CERTIFIED FINANCIAL PLANNER™️ Bobbi Rebell on why 79% of parents are providing financial support to their adult children and how to raise financially successful kids instead.
S3 E9
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May 12, 2022 •
26 Mins Your Money Questions Answered
Do you have questions about tackling student loan debt, funding your child’s college education, or paying off your mortgage early? So do a lot of other people! On this episode, Adam and Wealth Advisory Manager Don Rahn answer common questions we’ve received from viewers about personal finance.
S3 E8
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April 14, 2022 •
33 Mins Catching Up With the Joneses (ft. Rachel Cruze)
Has social media made comparison culture worse? Adam sits down with Rachel Cruze, a personality at Ramsey Solutions, financial expert, and bestselling author, to answer that question and discuss one of our favorite topics: keeping up with the Joneses.
S3 E7
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March 24, 2022 •
29 Mins It’s Time to Have the Money Talk
Have you had the money talk with your partner, your kids, or your friends yet? If not, then here’s your sign — and if you don’t know where to start, then here’s your guide. Adam meets with Kathleen Burns Kingsbury, a wealth psychology expert and author of Breaking Money Silence®, to discuss shattering the money […]
S3 E6
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March 10, 2022 •
45 Mins How We Money: Finding Financial Freedom
The Kittelsons have made a lot of sacrifices to achieve financial freedom, like selling some pretty important possessions. Adam sits down with Sioux Falls residents Heather, foundation director at Volunteers of America, and Amos, owner and president of Sidewalk Technologies, to discuss their journey to finding financial freedom.
S3 E5
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February 10, 2022 •
35 Mins 5 Secrets to Successful Investing
To be a successful investor, you need to know the tricks of the trade — like not trading too much. In this episode, Adam and guest Sarah Madison outline the five secrets of successful investors and explain how you can apply them to your own portfolio.
S3 E4
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January 13, 2022 •
45 Mins Retirement Planning is More Than Just Numbers
Retirement can be exciting — or scary — depending on your circumstances. In this episode, Adam and financial advisor Roger Whitney talk about steps you can take to prepare for retirement and how to reap the rewards in the long run.
S3 E3
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December 9, 2021 •
23 Mins How We Money: Married With Debt
Climbing out of debt is anything but fun, and it takes a lot of sacrifices. On this How We Money episode, Adam sits down with Eric and Laryssa Fahrendorf to talk about the struggles of paying off student loan debt together and setting financial goals along the way.
S3 E2
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November 11, 2021 •
20 Mins In the Spirit of Giving
With the year-end fast approaching, now is the perfect time to discuss charitable giving. To help you as you prepare to make holiday donations to your favorite charities, Adam sits down with Andy Patterson, president of the Sioux Falls Area Community Foundation. On this episode, they discuss making charitable gifts during the holiday season, and […]
S3 E1
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October 13, 2021 •
26 Mins The Secret to Becoming a Millionaire
When people hear the word “millionaire,” they think of luxury cars, designer clothes, big houses, and yachts. In reality, your next-door neighbor could be a millionaire. If you play your cards right, you could be too. On this episode, Adam sits down with Dr. Sarah Stanley Fallaw, coauthor of The Next Millionaire Next Door. In their discussion, […]
S4 E10
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April 13, 2023 •
47 Mins Financial Hacks for Young Professionals
As a young professional, you probably have more questions about money than digits in your account balance. When should I pay off debt? How much should I be saving? Can I still have fun with my money? Adam and financial wellness advocate Bobbi Rebell share their financial hacks for these topics and more.
S4 E9
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March 9, 2023 •
41 Mins How We Money: Faith in Finances
Craig Snyder is the CEO of VIKOR Telecommunications and founder of Pomegranate Market in Sioux Falls. Kristin Snyder is a stay-at-home mom and CFO — chief family officer. Together, they’ve tackled challenges in family, business, and finances through one guiding force: faith. Here’s how they money.
S4 E8
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February 9, 2023 •
8 Mins What to Expect When You’re Expecting Market Certainty
There are three things in life that are certain: death, taxes, and stock market uncertainty. So, before you make the mistake of trying to predict future market conditions, implement Adam’s four strategies for staying level-headed when things inevitably go sideways.
S4 E7
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January 12, 2023 •
35 Mins How We Money: Taking Turns Chasing Your Dreams
Karen and Mike Bankowski both have an entrepreneurial spirit, but raising two kids while building their businesses requires balance (and money). These high school sweethearts get honest about juggling work and family, surviving the effects of COVID on small businesses, and funding the passions that became their livelihoods.
S4 E6
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December 8, 2022 •
42 Mins Taking Stock on Money, Happiness, and Dying Regrets
The value of compound experiences, the continuum of YOLO versus deferred gratification, and the fallacy of enough — Dr. Jordan Grumet has learned a lot from his dying patients about money, happiness, and end-of-life regrets. What are these concepts, and how can they help us find meaning outside of money?
S4 E5
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November 10, 2022 •
39 Mins Should We Just Keep Buying?
Regardless of market conditions, should we just keep buying? Nick Maggiulli, chief operating officer and data scientist at Ritholtz Wealth Management, has a lot to say on the subject — like how continuing to invest even in unfavorable markets will bring you financial success in the long run.
S4 E4
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October 13, 2022 •
32 Mins How We Money: The Messy Middle
Most of what Erika and Tyler Tordsen know about money, they taught themselves. Now — with two careers, two kids, and two dogs — these college sweethearts are learning how to navigate life in the messy middle. From paying down debt to passing down good financial habits to their kids, here’s how they money.
S4 E3
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September 8, 2022 •
35 Mins How to Have “the Talk” With Your Parents
Your parents might be approaching the age when you need to have “the talk” with them. Cameron Huddleston, an award-winning personal finance journalist and author of Mom and Dad, We Need to Talk, has some tips on how to have that “talk” with your parents…about money, of course!
S4 E2
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August 11, 2022 •
44 Mins How to Change Your Money Destiny
Money is the leading stressor in the lives of 63% of Americans. But, what if it didn’t have to be? Dr. John Delony, a bestselling author and Ramsey Solutions personality, is here to tell you how owning your past financial trauma can help change your money destiny and reduce your stress for good.
S4 E1
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July 14, 2022 •
24 Mins 4 Strategies for Navigating a Market Downturn
Not long ago, the markets were at all-time highs. Now we’re in a market downturn, inflation is at its highest in 40 years, and interest rates are rising. But don’t panic! Adam and Trust Investments Manager Kyle Cipperley have strategies to help you navigate this downturn — and maybe even take advantage of it.
S5 E10
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February 8, 2024 •
49 Mins How We Money: Wells Blue Bunny and Beyond
Mike and Cheryl Wells recently sold their family’s business, Wells Enterprises — the renowned, Iowa-based maker of Blue Bunny ice cream. After more than 45 years of marriage, working for and eventually selling a business, and giving back to their small-town community, here’s how they money.
S5 E9
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January 11, 2024 •
33 Mins How We Money: Second Marriage and Money
Opening a joint account, buying a house together, and doing estate planning all before getting married?! Let’s just say that spouses Jaime and Curtis Taets took a unique approach to merging their finances — but, well, that’s what you have to do when entering a second marriage. Here’s how they money.
S5 E8
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December 14, 2023 •
53 Mins How We Money: Merging Financial Lives
For Heather and Douglas Boneparth, this isn’t just a money story. It’s a love story. Find out how these college sweethearts, who grew up with vastly different money experiences, overcame all obstacles to merge their financial lives — and how they’re using the lessons they learned to help others do the same.
S5 E7
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November 9, 2023 •
31 Mins Why Do I Do That With My Money?
Ever wonder what causes you to fight with your spouse about finances, or to envy your neighbor’s newer car and bigger house? Dr. Joy Lere, a licensed clinical psychologist and co-founder of Shaping Wealth, is here to break down the “why” behind our behaviors and issues surrounding money.
S5 E6
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October 12, 2023 •
27 Mins How We Money: Knocking Out Debt
How far would you go to knock out $231,000 of debt? Inspired by Dave Ramsey’s book The Total Money Makeover, Brittany and Josh Evans are leaving their Sioux Falls home and making some pretty major life changes to complete their seven-year plan for financial freedom. Here’s how they money.
S5 E5
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September 14, 2023 •
33 Mins Keeping the Lights On
Angela Giombetti, head of marketing at Wealthspire Advisors, was inspired to share her story by our popular How We Money series. She offers Adam a look into the life-altering money experiences that shaped her financial journey, including the reason she always keeps the lights on in her house these days.
S5 E4
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August 10, 2023 •
27 Mins Where’s That Recession We Were Promised?
Aren’t we supposed to be in a recession right now? Adam and Kyle Cipperley, Trust Investments Manager at First National Wealth Management, are breaking down what causes an economic downturn, what investors should do when one hits, and why we never got the recession experts swore would happen in 2023.
S5 E3
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July 13, 2023 •
27 Mins From Big Debt to Big Impact
Can you imagine having $1 million in debt? Well Sarah Kurtenbach doesn’t have to. She and her husband lived it — and then she went on to start moveHER Money, a company that teaches others financial literacy. Find out how the Sioux Falls entrepreneur and digital/social media expert went from big debt to big impact.
S5 E2
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June 8, 2023 •
32 Mins A Financial Review for a Beloved Sitcom Couple
Ever wonder what goes down when you start working with a wealth management firm? Our financial gurus — Adam Cox, Kyle Cipperley, and Joe Dylla — walk you through the prospect review process and share their financial recommendations for an iconic sitcom couple: Jim and Pam Halpert from “The Office.”
S5 E1
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May 11, 2023 •
47 Mins How We Money: Overcoming the Odds
Our first ever live podcast recording is full of deep emotion, plenty of laughs, and a lot of heart. From surviving on government assistance programs to taking loans from their 10-year-old son, here’s how Dell Rapids, SD, couple Jenn and Mike Reecy overcame all odds — and how they money.
S6 E10
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December 13, 2024 •
18 Mins Holiday Movies and Year-End Planning Tips ft. Kyle Cipperley and Don Rahn
Updating your balance sheets, what to do with your annual raise, and “Christmas Vacation”: First National Wealth Management’s Adam Cox, Kyle Cipperley, and Don Rahn have a conversation about all things year-end to close out Season 6.
S6 E9
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November 14, 2024 •
39 Mins How We Money: Ashley and Chuck Shaver
Build, buy, or remodel? With the chaos of the housing market in recent years, many homebuyers are feeling stuck. Small business owners Ashley and Chuck Shaver chat about their housing situation, dreams of building on a two-acre lot, and how their financial histories impact it all. Equal Housing Lender.
S6 E8
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October 3, 2024 •
37 Mins Elections and How They Impact Your Money ft. Phil McInnis
Are markets more volatile in an election year? Does the person or party in the Oval Office have any effect on my returns? Our financial experts Adam Cox and Kyle Cipperley sit down with Phil McInnis, chief investment strategist at Avantis Investors®, to find out how elections impact your money.
S6 E7
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September 12, 2024 •
37 Mins Finding a Balance Between Health and Wealth ft. Diana Cabrices
After growing up in a paycheck-to-paycheck household, Diana Cabrices worked so hard to reach a higher financial status that she began to pay the price with her health. Hear about her journey from growing up with a scarcity mindset to now finding a better balance between her health and her wealth.
S6 E6
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August 8, 2024 •
47 Mins Separating From the W2 Race ft. Lon Stroschein
After 20 years of climbing the corporate ladder, Lon Stroschein traded his impressive title, corner office, and executive salary for a new passion he had yet to discover. Now the former Raven Industries executive is helping others navigate what’s next by leaning into the uncomfortable — but necessary — conversations.
S6 E5
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July 11, 2024 •
50 Mins How We Money: When Farming Meets Fashion
When farming meets fashion, here’s what the finances look like. Rebekah Scott, founder and owner of Rebekah Scott Designs, and Nick Scott, a fifth-generation farmer and rancher, chat about their entrepreneurial journeys, what exactly goes on in a “Honey Huddle,” and how Dave Ramsey saved their marriage.
S6 E4
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June 13, 2024 •
Maximizing Your Giving Impact
Cindy Peterson wants everyone to view themselves as a philanthropist, whether that means giving of your time, talent, or treasure. The founder and CEO of Maximizing Excellence, a nonprofit consulting company in Sioux Falls, SD, joins Adam to discuss maximizing your impact no matter your financial situation.
S6 E3
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May 9, 2024 •
35 Mins How We Money: Live with Michael and Jean Bender
If Michael and Jean Bender were to sum up their money story, it would be that opposites attract; he was raised to be a spender, while she was raised to be so frugal that a fried shrimp basket felt like a splurge. He's the founder of Bender Companies. She's a lawyer at Davenport Evans. Here's how they money.
S6 E2
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April 11, 2024 •
46 Mins Becoming the Main Character in Your Money Story (ft. Stacy Havener)
“In a world full of men who love numbers, there was a place for a girl who loved words.” Stacy Havener is an award-winning writer, founder and CEO of Havener Capital Partners, and Dunkin’ superfan. Find out how she took control of her money narrative to become the main character in her own story.
S6 E1
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March 14, 2024 •
39 Mins