Advantages

 

Are you facing any of the following challenges...meeting your fiduciary responsibilities, encouraging employees to plan and save for retirement, attracting and retaining employees with a retirement plan they understand? If so, we can provide you with tools and expertise.

 

fiduciary Responsibilities

We can assume some of the major responsibilities of your plan in our appointment as trustee. A corporate trustee minimizes the possibility that a fiduciary responsibility is overlooked, which may expose the plan sponsor to penalties or jeopardize the retirement plan's tax qualified status. We also notify you of major legislation and regulatory changes and work to help you comply with ERISA 404(c) and other compliance requirements.

 

Investment Products

Participants are demanding a broad range of investment choices that can help them achieve a financially secure retirement. We offer a variety of mutual fund and investment options including ongoing screening and monitoring of the funds by our professional investment staff.  

 

Employee Communication

To have a successful retirement program, employees must make informed decisions to achieve their retirement objectives. We are available to hold participant meetings to raise awareness of plan specifics and encourage employees to participate as well as provide periodic updates on the plan's performance, benefits, and features. To encourage participation, we also provide payroll stuffers and enrollment materials.

 

Technology

Daily valuation of all investments allows for 24/7 account inquiries and timely withdrawals. Participants can access their account information online or by phone.

 

Not FDIC insured. May go down in value. Not Financial Institution guaranteed. Not a deposit. Not insured by any federal government agency.