The Annual Percentage Yields (APYs*) stated below are accurate as of May 17, 2012.
CERTIFICATES OF DEPOSIT **
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Renewable Certificates of Deposit or IRA CDs - Less than 3 Years
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Maturities less than 1 year. Minimum balance to open: $1,000.00. |
| Minimum Balance to Obtain APY |
Days to Maturity APY* |
| 30-90 |
91-181 |
182-364 |
| $1,000.00 - $9,999.99 |
0.10 |
0.12 |
0.19 |
| $10,000.00 - $24,999.99 |
0.10 |
0.12 |
0.19 |
| $25,000.00 - $99,999.99 |
0.10 |
0.13 |
0.20 |
| $100,000.00 + |
0.10 |
0.13 |
0.20 |
|
Maturities between 1 year and 3 years. Minimum balance to open: $1,000.00. |
| Minimum Balance to Obtain APY |
Days to Maturity APY* |
| 365-729 |
730-999 |
| $1,000.00 - $9,999.99 |
0.30 |
0.48 |
| $10,000.00 - $24,999.99 |
0.30 |
0.48 |
| $25,000.00 - $99,999.99 |
0.31 |
0.50 |
| $100,000.00 + |
0.31 |
0.50 |
|
Renewable Certificates of Deposit or IRA CDs - 3 or More Years
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| Minimum balance to open: $1,000.00. |
| Minimum Balance to Obtain APY |
Months to Maturity APY* |
| 36 |
48 |
60 |
72 |
84 |
| $1,000.00 - $9,999.99 |
0.67 |
0.84 |
1.10 |
1.10 |
1.10 |
| $10,000.00 - $24,999.99 |
0.67 |
0.84 |
1.10 |
1.10 |
1.10 |
| $25,000.00 - $99,999.99 |
0.69 |
0.86 |
1.12 |
1.12 |
1.12 |
| $100,000.00 + |
0.69 |
0.86 |
1.12 |
1.12 |
1.12 |
|
Non-Renewable Certificates of Deposit - 30 Days or Less
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| MaturitiesMinimum balance to open: $100,000.00. |
| Minimum Balance to Obtain APY |
Days to Maturity APY* 0-30 |
| $100,000.00 + |
0.25 |
|
SAVINGS ACCOUNTS ***
Regular Savings or Savings IRA
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| No minimum balance to open. A service charge of $3.00 will be imposed every month if the balance in the account falls below $300.00 any day of the month. This charge is waived for customers under 18 years of age. |
| Minimum Balance to Obtain APY |
APY* |
| $0.01 - $999.99 |
0.05 |
| $1,000.00 - $9,999.99 |
0.05 |
| $10,000.00 - $24,999.99 |
0.05 |
| $25,000.00 - $99,999.99 |
0.05 |
| $100,000.00 - $249,999.99 |
0.05 |
| $250,000.00 + |
0.05 |
|
SavingsFirst
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| Minimum balance to open: $5,000.00. |
| Minimum Balance to Obtain APY |
APY* |
| $5,000.00 - $9,999.99 |
0.10 |
| $10,000.00 - $24,999.99 |
0.15 |
| $25,000.00 - $49,999.99 |
0.20 |
| $50,000.00 + |
0.30 |
|
Health Savings Account
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No minimum balance to open. A service charge of $3.00 will be imposed every month if the balance in the account falls below $1,000.00 any day of the month.
You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed annual percentage yield. |
| Minimum Balance to Obtain APY |
APY* |
| $0.01 - $4,999.99 |
0.00 |
| $5,000.00 - $19,999.99 |
0.25 |
| $20,000.00 + |
0.25 |
|
Learning to Fly
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No minimum balance to open. The Learning to Fly account is for individuals age 25 and under who are learning to save. Within 12 months of reaching the age of 26, this account will be converted to a Regular Savings account.
|
| Minimum Balance to Obtain APY |
APY* |
| $.01 - $499.99 |
1.01 |
| $500.00 - $749.99 |
0.50 |
| $750.00 - $1,499.99 |
0.05 |
| $1,500.00 - $9,999.99 |
0.05 |
| $10,000 - $24,999.99 |
0.05 |
| $25,000 + |
0.05 |
|
Enhanced Yield Money Market
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| Minimum balance to open: $50,000.00. |
| Minimum Balance to Obtain APY |
APY* |
| $50,000 - $99,999.99 |
0.10 |
| $100,000 - $499,999.99 |
0.30 |
| $500,000 + |
0.45 |
|
CHECKING ACCOUNTS ***
Eagle Checking
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No minimum balance to open.
You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. |
| Minimum Balance to Obtain APY |
APY* |
| $.01 - $999.99 |
0.00 |
| $1,000.00 - $9,999.99 |
0.01 |
| $10,000.00 - $24,999.99 |
0.01 |
| $25,000.00 - $99,999.99 |
0.01 |
| $100,000.00 - $249,999.99 |
0.01 |
| $250,000.00 + |
0.01 |
|
RelationshipFirst
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No minimum balance to open.
You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. |
| Minimum Balance to Obtain APY |
APY* |
| $0.01 - $999.99 |
0.00 |
| $1,000.00 - $9,999.99 |
0.01 |
| $10,000.00 - $24,999.99 |
0.01 |
| $25,000.00 - $99,999.99 |
0.01 |
| $100,000.00 - $249,999.99 |
0.01 |
| $250,000.00 + |
0.01 |
|
First Premium Money Market
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| Minimum balance to open: $50,000.00. |
| Minimum Balance to Obtain APY |
APY* |
| $50,000.00 - $74,999.99 |
0.15 |
| $75,000.00 - $99,999.99 |
0.20 |
| $100,000.00 - $249,999.99 |
0.20 |
| $250,000.00 + |
0.20 |
|
* APY is Annual Percentage Yield.
** Certificates of Deposit may be subject to early withdrawal penalties.
*** Rates may vary after account opening. Fees may reduce earnings on the accounts.