Personal Loans

At First National Bank, our goal is to help you realize your dreams. Whether it is a new car, vacation, home improvement, or debt consolidation, we will work with you to find the loan that fits your needs. As a locally owned bank, all decisions are made with you in mind. 

Auto Loans - Whether the vehicle is new or used, it is NEW to YOU. Let us help you purchase your next vehicle. Check out our competitive terms and rates.

Home Equity Lines and Loans - To help plan for your future and to make the most of what you already have, let the equity in your home work for you. We can help you capture that opportunity through our Home Equity Loans and Lines of Credit.

RVs, Boats, Motorcycles - This is where the fun begins! For new or used, our rates and terms are competitive. Check them out today!

Overdraft Line of Credit - Use this lower cost alternative to avoid overdraft charges on your checking account.

Personal Line of Credit - With this secured or unsecured line of credit, you can decide when and how much to use.

Personal Loan - Unsecured - Quick and convenient financial solution for your short term needs.

The First National Bank in Sioux Falls is an Equal Housing Lender. Our lending area includes the area within a 50-mile radius of Sioux Falls, South Dakota.