First Reserve

 

A First Reserve Account,* which ties directly to your checking account, can be used for overdraft protection or as a line of credit. Once established, a First Reserve enables you to receive an automatic loan by borrowing up to your maximum approved limit just by writing a check. 
 

Features

  • Multi-purpose revolving line of credit, which can be used for purchases or as extra cash
  • No annual fee
  • Accessible with checks or your ATM & Checkcard (a transfer fee will be assessed for each First Reserve advance)
  • Activity is included on your monthly checking account statement
  • You only pay interest on the outstanding balance, not on the total credit line

*An active First National Bank checking account is required to enroll.