Premium Money Market Checking 

This account is best if you want to maximize your high-balance checking.

Account Benefits

  • Personalized checks - receive a first-issue starter pack of checks at no cost.
  • Statement options - choose from several available statement options including eStatements and combined accounts.
  • Interest on checking - the interest rate scale is tiered based upon the balance in each account. See rate information.

Additional Services

Rate Information
View our current rate information.

Compounding and Crediting

Interest will be compounded every month. Interest will be credited every month.

Minimum Balance Requirements

You must deposit $50,000.00 to open this account. You must maintain a minimum balance of $50,000.00 in the account each day to obtain the disclosed annual percentage yield. A service charge of $25.00 will be imposed every month if the balance in the account falls below $50,000.00 any day of the month.

Balance Computation Method

We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits

Interest begins to accrue no later than one business day after we receive credit for the deposit of noncash items (for example, checks).

Fees and Charges

The following fees and charges may be assessed against your account:


NSF Return Fee or NSF Paid Fee*

$30.00 per item

   Per Day Maximum


Overdraft Charge (Recurring)*

$30.00 each seven consecutive days

Stop Pay Charge

$30.00 per request

Returned Item Fee

$3.00 per item

Re-deposit of Returned Item Fee

$1.00 per item

Dormant Account Fee

$5.00 per month

Returned Mail Fee

$5.00 per month

Check Copy Fee

$3.00 per copy

Deposited Item Copy Fee

$3.00 per copy

Wire Transfer Fee


International Wire Transfer Fee


Collection Fee

$20.00 per item

Canadian Check Processing Fee

$10.00 per check + exchange fee

Cost of check printing varies depending on the style of checks ordered.

*This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.

NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.