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The Annual Percentage Rates (APRs*) stated below are accurate as of July 29, 2010. These rates are subject to change at any time. Interest rates may change at any time.
30 Year Fixed Rate
Rate | APR* | Points |
4.750% | 4.888% | 0.00 |
For a $150,000 loan, you would make 360 monthly payments** of $783.46.
15 Year Fixed Rate
Rate | APR* | Points |
4.000% | 4.231% | 0.00 |
For a $150,000 loan, you would make 180 monthly payments** of $1,114.06.
7 Year Balloon
Rate | APR* | Points |
4.500% | 4.778% | 0.00 |
For a $150,000 loan, you would make 83 monthly payments** of $760.03 and a balloon payment of $131,299.25 at maturity.
*APR is Annual Percentage Rate and is calculated on a $150,000 mortgage loan amount.
**For first lien loans, payment amounts do not include taxes and insurance; the actual payment obligation will be greater.
