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The Annual Percentage Rates (APRs*) stated below are accurate as of May 17, 2012. These rates are subject to change at any time. Interest rates may change at any time.

 

30-Year Fixed Rate

Rate

APR

Points

3.63%

3.76%

0.00

 

For a $150,000 loan, you would make 360 monthly payments of $684.08. 

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

15-Year Fixed Rate

Rate

APR

Points

3.00%

3.23%

0.00

 

For a $150,000 loan, you would make 180 monthly payments of $1,035.97.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

10-Year Fixed Rate

Rate

APR

Points

2.88%

3.20%

0.00

 

For a $150,000 loan, you would make 120 monthly payments of $1,439.77.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

10-Year Conventional Loan Special**

Rate

APR

Points

2.50%

2.82%

0.00

 

For a $150,000 loan, you would make 120 monthly payments of $1,414.05.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

7-Year Balloon

Rate

APR

Points

3.13%

3.40%

0.00

 

For a $150,000 loan, you would make 83 monthly payments of $642.56 and a balloon payment of $127,021.17 at maturity.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

 

*APR is Annual Percentage Rate and is calculated on a $150,000 mortgage loan amount.

**Loan to value must be 50% or less. To qualify for this special, your credit score must be 720 or higher.