Types of Loans

We offer the following types of home loans:

Conventional Fixed Rate Loans

We offer a variety of terms to suit your needs.

Conventional Balloon Loans

Attractive to new home buyers whose incomes are expected to increase, or to people who expect to sell their property during a shorter time period.

Federal Housing Authority (FHA) Loans

Benefits those who would like to purchase a home but haven't been able to put money away for the purchase.

Veteran's Administration (VA) Loans

Provides home loans to military veterans who meet certain eligibility requirements.

SD Housing Development Authority (SDHDA) First Time Home Buyers Program

Provides below-market fixed interest rate mortgage loans and cash assistance for homebuyers purchasing a residence in the state of South Dakota. View qualifications.