Basic Checking


The Basic Business Checking Account is ideal for small businesses and organizations with moderate checking activity.


Features and Service Charges

Minimum Average Ledger Balance


Fee if Balance Falls Below Minimum

$10.00 per statement cycle

Number of Items Allowed per Statement Cycle

60 items*

Overlimit per Item Charge


Image Only Statements


Fees and Charges

The following fees and charges may be assessed against your account: 


NSF Return Fee or NSF Paid Fee**

$30.00 per item

   Per Day Maximum


Overdraft Charge (Recurring)

$30.00 each seven consecutive days

Stop Pay Charge

$30.00 per request

Returned Item Fee

$3.00 per item

Re-deposit of Returned Item Fee

$1.00 per item

Dormant Account Fee

$5.00 per month

Returned Mail Fee

$5.00 per month

Check Copy Fee

$3.00 per copy

Wire Transfer Fee


International Wire Transfer Fee


Collection Fee

$20.00 per item

Canadian Check Processing Fee

$10.00 per check + exchange fee


*Examples of items include: all checks, ATM debits, electronic funds transfers, deposits, deposit tickets and deposited items or deposited activity in the account. Sweep transactions are not considered items.

**This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.

NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.