Basic Checking

 

The Basic Business Checking Account is ideal for small businesses and organizations with moderate checking activity.

 

Features and Service Charges

Minimum Average Ledger Balance

$2,500.00

Fee if Balance Falls Below Minimum

$10.00 per statement cycle

Number of Items Allowed per Statement Cycle

60 items*

Overlimit per Item Charge

$0.25

Image Only Statements

 

Fees and Charges

The following fees and charges may be assessed against your account: 

 

NSF Return Fee or NSF Paid Fee**

$30.00 per item

   Per Day Maximum

$300.00

Overdraft Charge (Recurring)

$30.00 each seven consecutive days

Stop Pay Charge

$30.00 per request

Returned Item Fee

$3.00 per item

Re-deposit of Returned Item Fee

$1.00 per item

Dormant Account Fee

$5.00 per month

Returned Mail Fee

$5.00 per month

Check Copy Fee

$3.00 per copy

Wire Transfer Fee

$20.00

International Wire Transfer Fee

$50.00

Collection Fee

$20.00 per item

Canadian Check Processing Fee

$10.00 per check + exchange fee

 

*Examples of items include: all checks, ATM debits, electronic funds transfers, deposits, deposit tickets and deposited items or deposited activity in the account. Sweep transactions are not considered items.

**This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.

NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.