Preferred Ag Checking
Account Benefits
Receive these benefits with the Preferred Ag Checking Account:
No annual fee on your Business Checkcard with rewards
Earn reward points on qualifying purchases made with your Business Checkcard. Redeem your points for merchandise, travel, gifts cards, and more. For more information, visit www.points2u.com/advantage.
Protect account information and go green by enrolling for eStatements or CD-ROM statements and receive 5,000 additional points on your Business Checkcard.
Business Checkcard transaction statement - A monthly report with multi-card activity
Business Online Banking
Transfer funds electronically between your accounts at First National Bank
Manage your line of credit electronically
Export account information to accounting software
Positive Pay is available to reduce reconcilement time and prevent check fraud
eAlerts (text and email alerts)
Telephone Banking services
Account Details
Rate Information
This account does not earn interest.
Minimum Balance Requirements
There are no minimum balance requirements to open this account.
Fees and Charges
The following fees and charges may be assessed against your account:
NSF Return Fee or NSF Paid Fee* | $30.00 per item |
Per Day Maximum | $300.00 |
Overdraft Charge (recurring) | $30.00 each seven consecutive days |
Stop Pay Charge | $30.00 per request |
Returned Item Fee | $3.00 per item |
Re-deposit of Returned Item Fee | $1.00 per item |
Dormant Account Fee | $5.00 per month |
Returned Mail Fee | $5.00 per month |
| Check Copy Fee | $3.00 per copy |
Deposited Item Copy Fee | $3.00 per copy |
Wire Transfer Fee | $20.00 |
International Wire Transfer Fee | $50.00 |
Collection Fee | $20.00 per item |
Canadian Check Processing Fee | $10.00 per check + exchange fee |
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Cost for check printing varies depending on the style of checks ordered.
NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.
